Wednesday, March 16, 2011

Bank of value-added services

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annual Women's Day but also to the office to be a small survey: some going to burst into the major shopping malls shopping spree Dress up yourself, and some going to the full flavor of the restaurant a real treat, and some intend to roar around on Sanwuzhiji to KTV ... ... several more to relieve stress is to take no matter what kind of celebration, we all would like to take this day to a vacation, a good reward yourself. Can you ever think about the holidays for their own calculations about good fortune at hand, develop a more comprehensive financial plan for their own economic base Shanghao insurance, for more peace of mind to enjoy the good life comfortably?
financial focus;
Shanghai residents on the financial outlook
3 1 March, Citigroup released a report on China, , Beijing and Shanghai by random sample of residents showed that 87% of the respondents said their financial prospects are very optimistic.
The survey found that 87% of the respondents were satisfied with the current quality of life, and their own financial prospects are very optimistic. In addition, 78% of the respondents expressed the confidence in future economic development in China, while more than half (54%) believe their own situation better than last year. Most (79%) of respondents said their retirement savings will allow them to enjoy a comfortable old age.
respondents generally face three main problems are: how to achieve savings accumulated, how to find a higher-paying work, and how to reserve and plan for retirement.
94% of the respondents monthly budget. 67% of the respondents said they would strictly follow the budget expenditure, the proportion of the findings last year increased by 23%. 64% of respondents said that every time when wages will be set aside part of the money or savings. More than half (54%) of respondents believe their personal finances for the financial management and has a About three-fifths (57%) respondents considered their impact on the financial crisis is over, the current focus is on how to carry out financial planning for retirement.
When asked about the current situation in reserve for retirement, 27% of the respondents said that retirement will need to know how much money and are moving in the goal, while 59% of people said that uncertainty will How much would it have begun to reserve.
when it comes to financial information and financial proposals for the role of individual investment decisions, the majority (60%) of respondents said that although from a broker or financial adviser is willing to get information, but still tend to own investment decisions.
best-selling fixed-income products

customer resistance to inflation, income stability, easy care requirements, financial manager of CITIC Bank recommended to configure part of the bond funds. Currently, Thailand is selling the letter cycle return bond funds, focusing on the macroeconomic cycle, the product of ad hoc closure one year, can effectively lock the fund size, greatly reduce the Fund due to the large number of purchase and redemption of liquidity caused by the pressure fund managers to facilitate ease operation and better access to success. Last June, the bank account manager for the investors in the recommended structure of a similar product - gain the confidence of the League of Nations security bond funds,vibram 5 fingers, the same one-year closure period. Within six months, the annual income has more than 10%, which fully demonstrates the long closure of the strength of liquidity lock.
have investment experience of the members of the public, said the high interest rate expectations in 2011,mac brushes, bond markets may not be smug. Financial Manager of the CITIC Bank, said the recent stock market correction, the bond market fell into a relatively low, bond funds just usher in stage investment opportunities, is Jiancang good machine. The bank is selling the Thai letters in fixed-income fund's investment products the more experienced, its enhanced bond fund income A obtained in 2010 on revenue of 7%. Volatility in the stock market environment, is expected to get better investment opportunities, access to better investment returns against inflation as the long-term asset allocation choices.
the same time, China CITIC Bank plans fund portfolio has a new on-line N, will be based on market changes, update the Fund's investment portfolio quarterly adjustment, customized asset allocation program.
doubled to send credit card points
many cardholders will find smart women, bank financing has become more and more credit card points, such as Bank credit card program, has made many cardholders to experience the integral 5 times 27 times 10 times or even the joy of soaring. According to the survey, the general holiday is to honor the family's largest expense,blackhawks jerseys, food, human interest, etc., need to gift a friend, may wish to order a gift list, and then see what you can redeem with a credit card solution.


financial stories;
be said at the Pudong Airport duty-free is really a good place to lady-class cream Mer (LAMER), for example, although the airport, the salesman said that the United States more expensive, but look to the United States Wang, 30ml of the classic face Cream plus tax is 992 yuan, 997 yuan for sale Pudong Airport,mac makeup, a difference of but a few dollars. Moreover, if the airport can get discount cards Jiu Wuzhe cheaper than the U.S.. In addition, the Pudong airport, there is the most famous set of small brown bottle of Estee Lauder piece, 800 yuan, and Lancome eye cream, purple eye cream plus two-piece, 600 yuan and so on.
In addition, the airport also special for the high cost of some BB cream, Wang had bought at the airport, less than 250 Estee Lauder's BB cream for the exit and see Qian Bite BB Cream 199 yuan, while the same products in Tokyo's Narita Airport to buy more than 230 yuan.
airport shopping in the country actually pay attention to buy local brands such as Clinique Narita airport are more expensive, but the Japanese brand SKII even cheaper than the U.S.. But generally speaking, the Pudong airport duty-free concessions on the efforts at greater than Hong Kong, China, Japan, Singapore, Europe and other airports DFS.

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